Reinsurance

Reinsurance capacity with the capital flows in plain sight.

We work with licensed Cayman reinsurers to connect programs with capacity, and record the flow of premium, claims and capital on the IEC chain.

Discuss capacity

How capital moves

A simplified view of the parties and flows in a typical program. Actual structures are designed with licensed advisers and vary by program.

Programpolicies written

Captiverisk retained

Reinsurercapacity provided

Capital providerbacking the structure

Each step recorded to the IEC chain through the Septor audit trail

What participants get

For reinsurers

Visibility into the policy flow behind the capacity you provide
A consistent, time-stamped record of cessions and claims events

For MGAs & programs

Clearer reporting to capacity partners
Less reconciliation between parties

For capital providers

A verifiable trail of where capital sits and how it is used
Tamper-evident history for diligence and audit

The audit trail

Septor records events in a hash-linked chain: each entry is tied cryptographically to the one before it, so history cannot be quietly rewritten. It records what happened and when. It does not replace the books and records that licensed parties are required to keep.

We make no promises about returns, pricing or availability of capacity. Terms are agreed directly between the licensed parties.

Place or provide capacity

Reinsurers, MGAs and capital providers: tell us what you are looking for.